Yours to keep. It lives in this browser and nowhere else โ
save a copy
Current goals
๏ผ goal
Status
Small facts
๏ผ fact
The odd little things โ what your name means, your number, who you were named after.
Party
๏ผ member
Favorites
The things you'd name without thinking.
Hobbies
What you do when nobody's asking.
Preferences
The small settled opinions โ window seat, tea over coffee.
Skills
๏ผ skill
Languages
๏ผ language
Papers and when they run out
Passports, licences, insurance โ what you have and what's about to lapse. Keep out full ID numbers; the last few digits and where it lives is all you need.
INVENTORY
Not everything you own โ just the things worth naming. The ones you'd never sell are never given a price here.
MAPS
Your map, your scale โ the whole world, one country, or the few streets you know by heart. All of it counts.
Trips worth remembering
Tap a place to change how you know it. โ removes it.
COLLECTIONS
The songs, films, books, people and someday-plans that make you you.
THINGS YOU'VE DONE
Not a checklist to finish โ a record of what you did, what you tried, what you remember, and what you're proud of. Trying counts.
0 / 0
FOOD
What you love to eat, and how the ones only you know are made.
Recipes worth keeping
Write down the ones nobody else has. This is the most easily lost thing a family owns.
Favourites
Top three get medals. โฒโผ to put them in the right order.
JOURNAL
Dates that matter, and the days worth writing down.
ENTRIESLIFE JOURNEY
Dates that come round
HEALTH
Small things, most days. Streaks are for encouragement โ a missed day is not a failure, and nothing here scolds you.
Today
Appointments coming up
Things a doctor would ask about
Surgeries, conditions, allergies โ the things a doctor asks about and you never remember. Keep it brief; this is a memory aid, not a medical record.
GOLD
Not a scoreboard. Numbers that tell you whether you're getting freer โ whatever stage you're at.
I'm currentlyโ
OVERVIEWRECEIPTS
A month costs
โ
everything you spend in a normal month
the money word: upkeep
How long you'd last
โ
months you could go with nothing coming in
the money word: runway
What you keep
โ
out of every 100 that comes in
the money word: savings rate
A month costs โ upkeep
Everything you spend in an ordinary month: rent, food, bills, the lot.
Most people guess this too low, which is what the receipts page is for.
How long you'd last โ runway
The money you could spend today, divided by what a month costs.
If you have 10,000 and a month costs 2,000, that's five months.
It's the most useful number in personal money because it measures
freedom rather than wealth โ and it improves whether you earn more or spend less.
What you keep โ savings rate
Out of every 100 that comes in, how much is still there at the end of the month.
Keeping a little of a small income beats keeping none of a large one.
Everything you own, minus what you owe โ net worth
Add up what you own, take away what you owe. It's the number people brag about,
which is exactly why it isn't the big one on this page.
Can spend now โ liquid
Money you could actually use this month. Cash and savings count.
A house or a pension usually doesn't โ you can't buy groceries with a kitchen.
Things you owe โ debt
Money that has to go back out. Paying it down raises what you're worth
just as much as saving does.
1 ยท EVERY MONTH
Money inโ
Money outโ
Differenceโ
2 ยท WHAT YOU HAVE
Everything you own, minus what you oweโ
Change since last monthโ
Log a month to start a line.
Things you own
Mark the ones you could actually spend this month โ only those count toward how long you'd last.
Things you owe
3 ยท WHAT YOU'RE SAVING FOR
Amounts are in G โ read it as whatever money you actually use.
Everything here stays in this browser and is never uploaded.
Log what you spend. This is where UPKEEP stops being a guess.